A Father's Worry, A Son's Mission

The Tale of Our Founder, Kenneth's Father

Last year, during his father's birthday week, Kenneth's life took an unexpected turn. His father was admitted to the hospital due to constant dizziness, fatigue, and a sudden spike in blood pressure. On the third day, the diagnosis came: a stroke. Fortunately, Kenneth was there that night, noticed something was amiss, and sought immediate medical attention.

Following the stroke diagnosis, Kenneth's father became increasingly concerned about the mounting medical expenses. He had purchased a traditional medical plan with no cash value, no waiver, and an annual limit of RM50,000. Every day, he worried about the growing medical bills, a concern that persisted for the two weeks until his anticipated discharge.

But what lies beyond hospital discharge? The reality dawns: it's your monthly income lifestyle that bears the brunt. Fortunately, Kenneth's father had some savings to fall back on, but was it enough? Would RM50,000 suffice? RM100,000? RM200,000?

The Aftermath of a Stroke Patient's Discharge

Consider the aftermath of a stroke patient's discharge. A month's supply of neuroaids alone costs about RM3,000, recommended for at least three to six months. Then there's post-discharge nursing home care, spanning three to six months, along with physiotherapy, acupuncture, diapers, and milk powder.

Imagine the expenses:

• Neuroaids: RM3,000
• Nursing home care: RM5,000
• Diapers & milk powder: RM1,000
• Physiotherapy and acupuncture: RM2,500 (for five sessions per week)

That's a whopping RM11,500 for these essentials alone, not to mention other expenses like a spouse's travel, food, utilities, and loan payments.

A Wake-Up Call and a Mission

Following this incident, Kenneth realized the need for better financial planning. What if there was a way to safeguard against such uncertainties before they occur? This is where insurance steps in. Both of our founders ventured into the Prudential agent business with a mission: to provide free policy checks, ensuring you're prepared for whatever life throws your way.

Take Charge of Your Future

Are you ready to take charge of your future? Reach out today for a free policy check and secure your peace of mind. Remember, it's best to transfer risk five years early rather than one day late.

Income Protection: A Crucial Safeguard

Do you know that you need to have 5x income protection for a family? This means that if your annual income is RM100,000, you should aim for RM500,000 in coverage to ensure your family's financial stability in case of unforeseen events.

Contact Us

Don't wait for a crisis to highlight the gaps in your financial planning. Contact us today and let us help you prepare for life's uncertainties. Secure your future and protect your loved ones with the right insurance plan.

Embrace peace of mind today. Remember, it's always better to transfer risk five years early than one day late.

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